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Helping Business Owners

To protect their life's work

Whether you're just getting started or an established business owner, Neoterra Insurance Services, Inc. offers a variety of business insurance solutions and financial products. Perhaps you are looking for a business owners policy to help protect your business, or a workers' compensation policy to protect your employees, we can help. Plan for the future by offering financial products and life insurance products. Learn more about our business insurance and financial products, by visiting the sections below. When you are ready to take the next step, contact us at the link below.

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Business Owner Policies (BOP)

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. A BOP helps cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations.

Commercial Auto

Commercial Auto Insurance helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.

Employee Benefits

Protect what you have worked so hard to build, retain the employees that you worked so hard to find and train.

Employment Practices

f you run a business, you face a risk of being sued by an employee or applicant for discrimination, wrongful termination, or sexual harassment. 

Equipment / Inland Marine

Inland marine insurance is a type of marine insurance coverage that covers a wide range of specialized property. For example, an inland marine policy covers items such as medical diagnostic equipment, fine art, solar energy equipment and even clothing left at a dry cleaner.

Excess / Umbrella

Umbrella insurance refers to a liability insurance policy that protects your business assets and future income in addition to your primary business policies.

Professional Liability (Malpractice)

When least expected, a small business may be subjected to a professional liability lawsuit. These suits may claim that you've been negligent or made an error or omission while performing your services.

Workers' Compensation

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more.